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Fixed Term Certificates of Deposit Information

We offer a variety of different options for Checking, Savings, CDs, and other account services. The following information provides details for available account services and applicable disclosure information for Midwest National Bank's Fixed Term Certificates of Deposit (CD) account products.

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We offer competitive rates on CDs, please call 1-618-247-3318 to inquire about today's applicable rate for the CD/CDs you desire.

The following table format can be used to compare the different terms for CD products and evaluate the product requirements. A $500 minimum is required to open for all Fixed CDs regardless of term selected.

The Interest is compounded quarterly select interest disbursement method of either Mailed Check or Automatic Deposit in other Midwest National Bank Checking or Savings account for all Fixed Term CDs regardless of term length.


6 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 90 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
9 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 90 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
12 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 180 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
15 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 180 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
24 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 180 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
30 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 180 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
36 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 360 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
45 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 360 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 
60 MonthEarly withdrawal prior to maturity date assessed $25 early withdrawal fee, plus 360 days of interest on the amount withdrawn.  If closed prior to full maturity, no accrued interest shall be disbursed. This CD account will automatically renew for identical period of time as the original term; *you have 10 days after the maturity data to withdraw finds without penalty.  Cannot make additional deposits to this CD account. 

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