| Privacy Policy | What Midwest National Bank does with your Personal Information according to our Privacy Policy. |
| Fact | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Telephone number, name, e-mail address, and residential and/or mailing address. Social Security number and payment history transaction history and credit history account transactions and account balances Data in the context of our online and mobile privacy policy generally refers to other information that we collect through your Internet or mobile activities or which third parties may collect on our behalf. Such data may or may not be personally identifiable to you. Geolocation data collected from your mobile device when you ask for the location of the nearest ATM is personally identifiable when obtained through mobile banking. When you are no longer our customer, we continue to share your information as described in this notice. |
| Information Online & Mobile Apps | Midwest National Bank uses tools (some of which may be hosted or provided by our third-party vendors) such as cookies, click stream auditing and other methods to gather information for internal uses applicable to web analytics. We may also use these tools to secure and operate our website and for fraud prevention and or verification purposes. Transactions through mobile app will be similarly monitored to prevent fraud, identify suspicious activities, and apply common best security practices for example, automatically terminating the online session in the even the customer negates to log out and there is not any activity ongoing. Midwest National Bank follows Apple’s App Store privacy guidelines. The data that we collect is not changing. We provide transparency for all data collected. We collect the user ID, device ID, product interaction, and advertising data in real time. Fraud prevention for iOS mobile app is used specifically to allow you to sign into the app and determine features for your use. All data collected is transmitted using secure modern cryptography. Data collected is never sold to any third party as it is used to prevent fraud. Midwest National Bank follows Android’s App Store privacy guidelines. Personal and sensitive user data includes, but is not limited to, personally identifiable information, financial and payment information, authentication information, and activity from within the mobile app. All data collected is transmitted using secure modern cryptography. Data collected is never sold to any third party as it is used to prevent fraud. |
| Facts | All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Midwest National Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Does First Midwest National Bank share? Yes Can you limit this sharing? No |
| For our marketing purposes – to offer our products and services to you. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| For joint marketing with other financial companies. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| For our affiliates’ everyday business purposes information about your transactions and experiences. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| For our affiliates’ everyday business purposes information about your creditworthiness. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| For our affiliates to market to you. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| For nonaffiliates to market to you. | Does Midwest National Bank share? No Can you limit this sharing? We don’t share your data for this purpose. |
| Questions? | Call 1-888-MID-NAT1 or go to www.midwestnationalbank.com |
| Who we are | Midwest National Bank |
| How does Midwest National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Midwest National Bank collect my personal information? | We collect your personal information, for example, when you: ~ open an account or show your driver’s license ~ apply for a loan or show your government-issued ID. ~ make deposits or withdrawals from your account. ~ use the official Midwest National Bank mobile app. ~ provide information through our website to book an online meeting. ~ activities stemming from online banking, website, and or mobile app to prevent fraud and or detect malintent behavior patterns. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only. You may contact us using the customer service contact information provided on your bank or statements, or other communications from us pertaining to the products and services you use. You may also contact your local branch, customer service, or account specialist. * Sharing for affiliates’ everyday business purposes – information about your creditworthiness. * Affiliates from using your information to market to you. * Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. |
| Other Information Resources | Federal Trade Commission, Consumer Information: Privacy and Identity NIST Guide to Protecting Personally Identifiable Information Federal Trade Commission Cookie and Information Collection Online Privacy and Security Tips |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Midwest National Bank does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Midwest National Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Midwest National Bank doesn’t jointly market. |
